HDFC Home Loan

  • HDFC Home Loan


  • HDFC Provides Home loans for individuals to purchase (fresh / resale) or construct houses. Application can be made individually or jointly.
  • Home Improvement Loan(HIL):
    The interiors of any home reflect the personal preferences and tastes of its owners making it imperative to constantly upgrade to keep up with changing times. HIL facilitates internal and external repairs and other structural improvements like Painting, Waterproofing and Roofing, Plumbing and Electrical Works, Tiling and Flooring, Grills, Aluminum Windows, Compound Walls and much more.
  • Home Extension Loan(HEL):
    HEL for adding more space to your existing home for meeting the requirements of your growing family. Be it an extra bedroom for your children, a reading room for yourself or a cozy coffee corner. It is easy to extend your home anyway you like.
  • Automated Repayment of Home loan EMI:
    You can give us standing instructions to repay your Home Loan EMIs directly from your HDFC Bank Savings Account, thus, saving you the trouble of procuring, signing and tracking post-dated cheques.
HDFC offers specially designed home loans for  Agriculturists, Planters
,Horticulturists, Dairy Farmers

Loans available for:
  • Construction of houses on residential plots
  • Purchase of a new house
  • Renovation & Extension of existing house
Rural Housing Finance Features
  • Special Home Loan Scheme for Agriculturists:
    • Loans for farmers to buy or construct houses/apartments in several of cities and towns of their choice.
    • Home loans in residential areas of Villages
    • Loan eligibility on the basis of agricultural land owned and the kind of corps being cultivated by farmers.
    • No mortgage of agricultural land required for the purpose of home loans.
    • No mandatory requirement of Income Tax Returns from farmers applying for home loans.
  • Rural Housing Finance for Salaried & Self Employed: :
    • Home Loans for Government & Private Sector Employees for rural properties in residential areas.
    • Home Loans for Businessmen, Traders etc. who are filing Income Tax Returns for the last three years for properties in rural residential areas.
    • Home Loans for NRIs also in rural residential areas.
Documents
AgriculturistsSalaried CustomersBusinessmen - Professionals
Application form with photographApplication form with photographApplication form with photograph
Identity and Residence ProofIdentity and Residence ProofIdentity and Residence Proof
Last 6 months bank statementsLast 6 months bank statementsLast 6 months bank statements
Processing fee chequeProcessing fee chequeProcessing fee cheque
Income Documents
Copies of Title Documents of Agricultural Land depicting Land holdingLatest Salary SlipEducation Qualifications Certificate and Proof of business
Copies of Title Documents of Agricultural Land depicting crops being cultivatedForm 16Business Profile and Last 3 years Income Tax returns (self and business)
Statement of last 2 years of loans availed Last 3 years Profit /Loss and Balance Sheet
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